If you work for a larger employer, chances are you will have the option of receiving your check through direct deposit. In order to receive payment this way you will need to provide the accounting department your bank routing number and other pertinent account information. Then your check will be automatically deposited into your account when payroll is due. Many people enjoy this convenience rather than having it mailed home or handed out at the end of the week. We have listed some more information to determine if direct deposits are right for you.Does your bank charge you monthly fees that you are assessed on a regular basis? If you agree to direct deposit its possible that certain fees may be waived. The bank will save money compared to having a teller complete the transaction. You may even have access to further bonuses too. So be sure and ask your bank what if any may apply to you.Direct deposit will also have help you with the following:You will not have to go to your bank to make a depositYou can do business with a bank that doesn’t have a physical presence in your cityYou might be able to have access to the funds more quicklyIf you have a hard time keeping track of things, this will be one less item you have to worry about.But there are also a few negatives too:If you want to switch the bank account the money is deposited into there may be a longer delay than you like.If anyone else has access to your account and you want to cancel the direct deposit, it may take more time.You will have to keep an eye out for any mistakes. Banks are known to make mistakes from time to time.